Welcome to Kotak811, where bank meets phone.
Bringing you the truly digital, one-app bank.
Powered with technology. Built on trust. Controlled by you
Serves everyone
All citizens of India can open a Kotak811 account
Runs all the time
Kotak811 is a bank inside your phone. So, it is always open
Works anywhere
Home or outside, the bank is where your phone is
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The nearest bank, wherever you are
Visit branches no more. Create an account and manage your money online.
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811 Current Account
Simplify your banking with a Kotak811 Current Account that supports your evolving business needs
Apply NowWith 811, debit cards get virtual ...
Get a no-fee virtual debit card with your Kotak811 account that sits inside your phone, on the app. Use it to shop and pay online. Order a physical card if you like.
Get Kotak811 A/c
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... and credit cards get easy
Credit scores can’t limit you anymore. With a Kotak811 account, you’re always eligible for a credit card, because everyone deserves to be rewarded.
View 811 Credit Card
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Next-gen security meets age-old trust
Governed by RBI regulations, Kotak811 guards your money with top-notch security, so you can save and spend worry-free, through your phone.
A bank that takes you in laziness and adventure.