Types of Kotak811 Savings Account
Savings A/c | Recommended Savings A/c | |
| Monthly deposit - In a single transaction | ₹0 | ₹5000 |
| Zero balance account | ||
| Annual cashback | ₹0 | Up to ₹6,000 |
| Annual Program Fees | ₹0 | ₹300 |
| Digital Fund Transfer - NEFT/RTGS/IMPS | Free | Free |
| Funding during a/c opening process | ₹1,000 | ₹5,000 |
| Virtual Debit Card | Free | Free |
| Physical Debit Card | VISA Classic ₹299 | VISA Platinum - Free |
| Daily ATM cash withdrawal | ₹25,000 | ₹1 Lakh |
| Cash transaction limit | ₹10,000 or 1 transaction per month | ₹2 Lakhs or 4 transactions per month |
| Dedicated customer support | NA | |
| Cheque book | ₹75 (on request) | One Free / year |
| Up to 7% interest p.a. with ActivMoney | ||
| Only Aadhaar & Pan card needed | ||
| Personal accident cover | Up to ₹2 Lakhs | Up to ₹25 Lakhs |
| Purchase protection | Up to ₹50,000 | Up to ₹1 Lakh |
| Air accident cover | NA | Up to ₹50 Lakhs |
| Lost card liability | Up to ₹2.5 Lakhs | Up to ₹3.5 Lakhs |
Why Choose Kotak811 Savings Account?
No minimum balance maintenance
Only Aadhaar & PAN card needed
Up to ₹250* cashback on UPI payments
Earn up to 7% Interest p.a. with ActivMoney^
How to apply for Kotak811 Savings A/c?
STEP1
Once your Kotak811 Savings A/c is opened, download the Kotak811 App & tap the ‘Loans’ section
STEP2
Check your pre-approved limit and select your loan amount and tenure, confirm all your details and proceed
STEP3
Get the loan credited to your account
Explore 100+ banking features with the new Kotak811 App
Customer Testimonials
"Wow! Loving the Kotak811 zero balance account. They offer free & fast fund transfer option as well"
Meena Tambe
Advertising Professional
“One of the best zero-balance instant account bank apps in the market!”
Subramanian S
Investment Banker
"Kotak811 Savings account is safe and is easy to use"
Prashant Kothari
Finance Assistant
"Wow! Loving the Kotak811 zero balance account. They offer free & fast fund transfer option as well"
Meena Tambe
Advertising Professional
“One of the best zero-balance instant account bank apps in the market!”
Subramanian S
Investment Banker
Why should you choose Kotak811 Savings A/c?
Open account with just Aadhaar & PAN
Open an online zero balance account from anywhere with PAN & Aadhaar
Zero balance maintenance
There is no minimum balance commitment for a Kotak811 A/c. So, you can spend without worrying about penalties
Easy account opening process
Open your account digitally from anywhere using the digital account opening process. Then complete the KYC process via Video KYC