Fees & Charges
Compare fees and charges related to your Kotak811 current account
Average Monthly Balance (AMB)
Zero
Zero
Subscription charges per month
NIL Charges
₹200
Net Banking & Mobile Banking (RTGS/NEFT/IMPS)
NIL Charges
NIL Charges
Branch transactions
Payment charges (RTGS/NEFT) at branch
As per transaction amount
NIL charges for up to 1 transaction per month
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Cash transactions*
Charges as per transaction amount
NIL charges for up to 5 transactions per month
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DD/Pay order
Charges as per transactions
NIL charges for up to 3 transactions per month
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Physical Statement
₹100/request
NIL charges for 1 request per year#
#After 1 request: ₹100/request
Stop Payment, Signature Verification, Photo Attestation
₹100/transaction
₹100/transaction
Debit Card & ATM
Annual fees
₹250 second year onwards
₹250 second year onwards
1st year: NIL Charges
1st year: NIL Charges
Pin regeneration at Branch
₹50/instance
₹50/instance
Replacement/Reissuance
₹250/card
₹250/card
Transactions at Kotak ATMs
NIL Charges
NIL Charges
Transactions at Non-Kotak ATMs
NIL Charges for 3 transactions per month
NIL Charges for 3 transactions per month
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Cheque Book
Issuance (1 book of 25 leaves)
1 book/year
4 books/year
Additional leaf charge: ₹2/leaf
Return charges**
Charges as per instance
NIL charges for 1 instance per month
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Others
Standing instructions - Setup/Amedment/Failure
NIL Charges
NIL Charges
ECS Mandate registration
₹50/instance
₹50/instance
ECS Return**
₹500/instance
NIL Charger for 1 instance per month##
##After 1 instance: ₹500 per instance
Value added services(Email statement, Local/outstation/cheque deposit, txn SMS)
NIL Charges
NIL Charges
Value added services(Weekly balance alert on SMS/Email)
₹0.50/SMS
₹0.50/SMS
Account closure charges
NIL Charges
NIL Charges
*FUP for Cash deposit/Withdrawal - Max non-chargeable limit - Rs. 5L per month
**All return charges are for Financial reasons. Returns due to technical reasons are not charged
Post FUP, regular charges will be applicable
Note
All charges mentioned above are excluding GST. GST will be charged at the applicable rates