Take your business to the next level

811 Current Account

Simplify your banking with a Kotak811 Current Account that supports your evolving business needs

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  • Unlock credit limit up to 90% of your FD - Kotak 811

    Zero balance Current Account with a Platinum Debit Card

  • Enjoy a lifetime free credit card - Kotak 811

    Same-day settlements, twice a day

  • Earn and spend in reward points - Kotak811

    Up to 7%* interest p.a. with ActivMoney

  • Build your credit score along the way - Kotak811

    Free deposits/ withdrawals of up to Rs.5 lakhs*

More freedom, more funds

Enjoy the flexibility of a zero balance account at your fingertips.

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Maximum earnings, minimum effort with ActivMoney

Make your money work for you with up to 7%* interest on your idle funds.

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Same-day settlements, twice a day

Get your transactions cleared on the same day, and keep your cash flow smooth.

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Fast loan approvals, faster growth

Benefit from quick, hassle-free approvals of business loans tailored to your needs.

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Go 811 Business Pro, enjoy extra benefits

Make convenient cash withdrawals or deposits of up to Rs.5 lakhs. Manage your business effortlessly with four Free chequebooks a year. Enjoy peace of mind with one free cheque return instance every month.

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Simplify life with Kotak811 Edge savings account

Make life easier. Get your 811.

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Ask Kotak811

Frequently Asked Questions

Kotak811 Current Account, also known as Business Account, is the ideal choice for business owners, offering flexibility of a zero balance current account and the ability to earn up to 7% p.a. interest with ActivMoney. This account also features services like same-day settlement and easy business loans to help businesses grow seamlessly.

As a first step, you must complete the online current account form, post which there will be a Bank official who will visit your business address to complete the account opening process. On successful background verification and internal due diligence, you will be allocated a Kotak811 Current Account.

There are zero charges to open a Kotak811 Current Account.

Kotak811 offers an Individual current account which requires Aadhaar card and PAN card for account opening.

No, you do not need to maintain a minimum balance in your current account - 811 Business or 811 Business Pro.

Yes you can open a 811 current if you have an existing Kotak811 Savings Account with Kotak Mahindra Bank.

Kotak811 is a current account that can be opened by business owners (Resident Indian individuals owning business above the age of 18 only).

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